That's Interesting

  • Betting on the Lives of Strangers: Life Settlements, Stoli & Securitization

    Life insurance serves the important purpose of providing a means for families and businesses to survive the premature death of a person whose support they require to maintain themselves. Over time, life insurance has become a much more sophisticated financial product incorporating savings plans, mutual fund investments, and securitizations. This article recounts the history of life insurance including the development of the insurable interest doctrine.

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  • The Evolving Index Effect: Evidence from Australia

    Evidence around the price response of stocks to index change announcements (the index effect) in Australia is mixed. In contrast to the U.S. market, results often point towards the absence of any index effects in Australia. By studying a comprehensive set of index announcements across S&P/ASX indexes, this article finds significant heterogeneity in the index effect across Australian securities. Additions to small capitalization indexes exhibit economically meaningful index effects, whereas additions to large capitalization indexes are largely insignificant.

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  • Survey: Market Risk Premium and Risk-Free Rate used for 96 countries in 2024

    This paper contains the statistics of a survey about the Risk-Free Rate (RF) and the Market Risk Premium (MRP) used in 2024 for 96 countries.

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  • Noise in Expectations: Evidence from Analyst Forecasts

    Analyst forecasts outperform econometric forecasts in the short run but underperform in the long run. This article decomposes these differences in forecasting accuracy into analysts’ information advantage, forecast bias, and forecast noise. It finds that noise and bias strongly increase with forecast horizon, while analysts’ information advantage decays rapidly.

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  • Fundamental Analysis via Machine Learning

    This article examines the efficacy of machine learning in a central task of fundamental analysis: forecasting corporate earnings. We find that machine learning models not only generate significantly more accurate and informative out-of-sample forecasts than the state-of-the-art models in the literature but also perform better compared to analysts’ consensus forecasts.

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  • Pink Floyd Plays in Venice on a Massive Floating Stage in 1989; Forces the Mayor & City Council to Resign

    When Roger Waters left Pink Floyd after 1983’s The Final Cut, the remaining members had good reason to assume the band was truly, as Waters proclaimed, “a spent force.” After releasing solo projects in the next few years, David Gilmour, Nick Mason, and Richard Wright soon discovered they would never achieve as individuals what they did as a band, both musically and commercially. Gilmour got to work in 1986 on developing new solo material into the 13th Pink Floyd studio album, the first without Waters, A Momentary Lapse of Reason.

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  • An Analysis of Decision Under Risk

    This paper presents a critique of expected utility theory as a descriptive model of decision making under risk, and develops an alternative model, called prospect theory. Choices among risky prospects exhibit several pervasive effects that are inconsistent with the basic tenets of utility theory.

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  • Methuselah: Still the world’s oldest tree?

    In eastern California, a Great Basin bristlecone pine (Pinus longaeva) known as Methuselah has long been considered Earth’s oldest living thing. According to tree-ring data, Methuselah is 4,853 years old — meaning it was well established by the time ancient Egyptians built the pyramids at Giza. And while Methuselah’s precise location is kept under wraps to protect it from harm, there’s much we do know about this living relic.

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  • Why loneliness is bad for your health

    A lack of social interaction is linked to a higher risk of cardiovascular disease, dementia and more. Researchers are unpicking how the brain mediates these effects.

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  • Memories are made by breaking DNA — and fixing it

    When a long-term memory forms, some brain cells experience a rush of electrical activity so strong that it snaps their DNA. Then, an inflammatory response kicks in, repairing this damage and helping to cement the memory, a study in mice shows.

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